About Owner Finance Mobile Homes
We help Texas families own their home — not rent it.
We're a Texas-based team that specializes in one thing: getting hardworking people into manufactured and mobile homes they actually own, through straightforward owner financing. No banks. No perfect-credit requirement. Just a clear path from renting to owning.
Our Mission
Traditional lenders turn away thousands of qualified Texas families every year over a credit score — even when those families have steady income and pay their rent on time. We exist to give those families a real shot at home ownership by financing the home ourselves and qualifying buyers on what actually matters: their income and their commitment.
What we do
In-House Owner Financing
We finance you directly, so your approval is based on your income and down payment — not your credit score.
Quality Homes
New singlewides and doublewides from trusted builders, plus deeply discounted bank repos priced up to 40% below retail.
Delivery & Setup
We coordinate delivery and set-up across Texas, whether you already have land or still need a spot for your home.
Honest Guidance
No pressure and no hard credit pull to get started. We walk you through every step in plain English.
What we stand for
Income over credit scores
Your job and your reliability tell us more than a number from a credit bureau ever could.
Ownership over renting
Every payment you make should build equity for you and your family — not your landlord.
Texas families first
We serve communities all across Texas and treat every buyer like a neighbor, because they are.
All TX
Statewide service
$0
No hard credit pull
Income
Based approval
Ready to stop renting?
Get pre-approved with no obligation and no hard credit pull, or browse our live Texas inventory.
or call (210) 591-3176