Texas Mobile Home Specialists
Stop renting.
Start owning.
Better homes. Better deals.
We owner finance new singlewides, spacious doublewides, and deeply discounted bank repos — delivered and set up across Texas. Your income qualifies you, not your credit score.
Doublewides
Room for the whole family.
Singlewides
Affordable, move-in ready.
Clayton · TRU · Legacy · Champion
Every kind of home, every kind of budget.
Whatever you're looking for, there's an owner-financed path to owning it.
Singlewides
Efficient floor plans that keep your monthly payment low.
View Options → 🏡Doublewides
Three and four bedroom layouts with room to grow.
View Options → BEST VALUE 💰Bank Repos
Lightly used homes priced up to 40% below retail.
View Options → 🔑Owner Financing
Skip the bank. We finance you directly, income-based.
How It Works →Attention Renters
Stop throwing your money away.
Every rent check builds your landlord's wealth. With owner financing, that same money builds your equity in a home that's yours.
- ✓ Build equity instead of paying rent
- ✓ No traditional credit required
- ✓ Budget-friendly monthly payments
- ✓ Real ownership, not another lease
"We thought our credit meant we'd rent forever. Six weeks later we had the keys to our own doublewide. The payment is less than what we paid in rent."
Maria G.
Floresville, TX
How it works.
Four simple steps from renter to homeowner. Most homes deliver in 30–90 days.
Pre-Qualify Online
Fill out the short form below. No credit pull, no obligation.
Choose Your Home
Pick a new singlewide, doublewide, or a discounted bank repo.
Site & Setup
We handle delivery, leveling, and full-service setup on your land.
Move In
Get your keys and start building equity from day one.
Financing built for real life.
Own land? Use it as your down payment. Don't? We still have a program for you.
Land-in-Lieu
Use the equity in your land as the down payment — little to no cash needed.
Land + Home Package
No land yet? Bundle the property and the home into one simple payment.
Chattel / Community
Placing your home in a park or community? We finance that too.
No-Credit Programs
Approved on income, not credit history. Most applicants qualify.
Why Texas families choose us.
A family-owned team that treats your home like our own.
Top Manufacturers
Homes from Clayton, TRU, Legacy, and Champion.
No Credit Needed
Income-based approvals through specialty lenders.
Free Site Inspection
We check your land at no cost before you commit.
Full-Service Setup
Delivery, leveling, and hookups handled for you.
Free & No Obligation
Get pre-qualified in minutes.
Tell us a little about yourself and a home specialist will reach out with the homes and programs you qualify for. No credit pull. No pressure.
- ✓ Takes less than 2 minutes
- ✓ Won't affect your credit score
- ✓ Same-day response during business hours
Prefer to talk? Call or text (210) 591-3176
Start Your Pre-Qualification
You're pre-qualified to talk!
Thanks — a home specialist will reach out shortly. Need answers now? Call (210) 591-3176.
Got questions? We've got answers.
Can I really qualify with bad or no credit? +
Yes. Our programs are based primarily on your income and stability, not your credit score. Most applicants qualify.
Can I use my land as the down payment? +
Absolutely. With our Land-in-Lieu program, the equity in land you already own can serve as some or all of your down payment.
What's the difference between a repo and a new home? +
Bank repos are lightly used homes priced well below retail — often up to 40% off — while new homes come straight from the manufacturer. Both can be owner financed.
What income do I need? +
Requirements vary by program and home price. The fastest way to find out is to complete the pre-qualification form — it's free and won't affect your credit.
How long until I can move in? +
Most homes are delivered and set up within 30–90 days of approval, depending on the home and your site.
Do you deliver across Texas? +
Yes. We deliver and set up statewide. Tell us your county on the form and we'll confirm delivery details.
Ready to find your home?
Get pre-qualified online or reach out directly. We're here to help you stop renting and start owning.